Architecture & LLD

Digital Wallet

Architecture & LLD Preview

Digital Wallet

Add money, pay, and transfer between wallets with a consistent balance ledger and transaction history.

Balance is derived from an append-only ledger of CREDIT/DEBIT entries, never stored as a mutable field. Every mutation carries an idempotency key so retries are answered from cache, and transfer locks both wallets in a fixed order to avoid deadlock.

Core Design Challenge

"Design a digital wallet. How do you guarantee a retried transfer never double-applies?"

What You'll Learn:

  • Double-entry bookkeeping and ledger accuracy rules
  • ACID transaction safety, idempotency, and ledger balance consistency
  • Optimizing running balance computations for fast queries
  • Auditing, logging, and immutable historical records
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